Understanding Insurance & Waivers

The Student Health Fee

To best cover all of our USC students’ healthcare needs, all students are required to pay the student health fee. This fee covers services provided by the Engemann Student Health Center, however, it does not cover services provided outside the student health center particularly in an emergency situation where hospitalization may be required. For this reason, USC requires all students to have supplemental health insurance.

USC Student Health Insurance Plan

The USC Student Health Insurance Plan is a separate fee from the student health fee and will help cover the cost of healthcare not available at the health center, particularly in an emergency situation where hospitalization may be required. Students carrying six or more units are automatically enrolled in the USC Student Health Insurance Plan. All international and Health Sciences Campus students are automatically enrolled even if they carry less than six units. Enrollment in the USC Student Health Insurance Plan can be waived with documented proof of adequate health coverage.

Waiving Coverage

If you are covered by a comprehensive insurance plan meeting the University’s requirements and wish to opt-out of the USC Student Health Insurance Plan, you may submit a waiver request through our online process.