USC Student Health Insurance Plan

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Rich Schmitt Photography 030 croppedUSC students receive a great health benefits plan if they choose to stay on the USC Student Health Insurance. In compliance with the Affordable Care Act, passed in August 2012, the USC Aetna Student Health Insurance Plan covers many annual preventive screenings and immunizations per Healthcare Reform law at no cost-sharing to the patient. This includes an annual preventive Pap Smear, STD screenings (such as Chlamydia, Gonorrhea, and HIV), and other preventive laboratory exams (lipids, comprehensive metabolic, and cholesterol panels). Please view your plan benefits for more detailed information.

The University offers the USC Student Health Insurance Plan through Aetna Student Health, underwritten by Aetna Life Insurance Company (ALIC) and administered by Chickering Claims Administrators, Inc. (CCA). The USC Student Health Insurance Plan works in conjunction with the Engemann Student Health Center and Counseling Services. This plan has been carefully selected to cover all of our students’ healthcare needs.

USC Aetna Student Health Insurance Benefit Summary

USC AETNA BENEFIT SUMMARY 2017-2018

Aetna Plan Highlights

  • Gold Level Plan
  • USC Designated Care (Tier 1) and Aetna Preferred (Tier 2) Providers are In-Network
  • In-Network Deductible: $450
  • In-Network Out-of-Pocket Maximum: $6,000

Coverage Dates

August 14, 2017 – August 12, 2018

Fall Students

August 14, 2017 – January 7, 2018
Waiver Deadline: has passed.(approved waiver is valid for spring semester also)

Spring Students

January 8, 2018 – August 12, 2018
Waiver Deadline: January 26, 2018

Cost of Premium

Billed twice annually, once in the Fall and once in the Spring semester.

On-Campus Students
(students attending courses on the main UPC or HSC campus)

Fall 2017: $670
Spring/Summer 2018: $1205

There is an additional student health fee required each semester for on campus students.

Off-Campus Students
(online degree and satellite campus students)

Fall 2017: $1,228
Spring/Summer 2018: $2,322

Coverage for spring and summer is only available combined and cannot be purchased separately. If you are an early arriving student and/or you begin classes before the coverage dates above, please email eshcins@usc.edu for assistance. You may also request plan information in person or by email at eshcins@usc.edu. Please be advised, email is not a secure medium for transmitting confidential information.

Student Vision Coverage

We are excited to announce our new partnership with The USC Roski Eye Institute. Effective August 14, 2017, the USC Roski Eye Institute will be the exclusive eye care provider for all students enrolled in the On Campus insurance plan. Students can call Roski Eye Institute at 1(833) USC-EYES for assistance with eligibility, scheduling appointments, finding a provider and any other questions or concerns.  USC Roski Eye Institute Vision Coverage Summary

Voluntary Vision Plan Enrollment
Students can voluntarily enroll in the USC Roski Eye Institute plan. For any questions regarding the voluntary plan, please call 1(833) USC-EYES.

Optional Student Dental Plan

Taking care of your teeth is an important part of taking care of your health. For this reason, we offer all registered students an optional dental plan, managed by Delta Dental of California. If you are a new Spring 2018 student, the deadline to enroll in the dental plan is January 26, 2018. All other students can only enroll once each year in Fall.

Visit the Student Dental Plan page.

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